Your lucky. Then again, I go to websites that have lots of popups and warez and the like. I HAVE to have a firewall and AV, it's saved my butt many times. So, I agree. Even if you don't go anywhere and are safe and cautious, I'd recommend it. Plus, you never know where someone else will go and do if you let them use it (kids, spouse, whatever).

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Anything worth fighting for is worth fighting dirty for!!