Pentium 120, 32MB RAM, Win95

When I attempt to use a joystick in Windows 95 or double click the Joystick icon in cntrol panel I get the following message "A fatal exception 0E has occurred at 0028:C119811D in VXD vjoyd(03) +000003C5". The :C119811D portion changes with each incident. I've tried a game card and two sound card game ports and all have the same problem. What's causing the problem?