Quote:
Originally Posted by thirdfey
I've left it to the cops for the last 8 years. In that time I've had car #1 broken into, garage broken into so many times I've lost count, numerous lawn mowers and tools and everything else you can think of being inside a garage stolen. Car #2 stolen and trashed. Work van broken into once. House broken into in broad daylight while a very loud alarm system blared away. Work van broken into a second time. Personal truck broken into via smashed driver side window so they could steal a cd player that didn't even work. Motorcycle stolen from a now very well fortified garage with three deadbolt locks on the door. Motorcycle heavily damaged and now worth thousands of dollars less.
I don't make a crapload of dollars per year, I barely make enough to live off. Of all of these times I've been robbed, insurance has paid a total of 232 dollars combined. How is that possible? Deductibles...the only thief that was caught was when my car was stolen, they caught him driving it the next day but all they could charge him with was possession of stolen property. Two months in jail, 500 dollars out of my pocket.
This was a fairly nice neighborhood when I originally moved here, but it's fast turned into a place where you better have iron bars over every opening to your house and a large dog in the yard. I would LOVE to move to a nicer neighborhood, but I can't afford it. Glad to hear our economy is improving tho. That's great news.
Not sure if you've ever had anything stolen from you or had someone come into your house and violate your feeling of safety, but let me tell you it really really sucks and it changes the way you feel about thieves. The cops don't do anything to find burglars. Nothing. Even if there are several hundred obvious fingerprints from the burglars, they fill out paperwork and give you the case number and that's that. Then your insurance company tells you that since the total losses are just over your deductible, it's not worth you filing a claim because your rates will either go up or they will drop you altogether.
It's more than just property that they are stealing. It really sucks that I have to take on extra jobs in the evenings and on weekends just to make up for this stuff and keep from going further in the hole. More people need to shoot thieves.
