If an installation of Norton Antivirus (or any decent package) requires its subscription renewed, which belongs to a particular user/customer that cannot make an electronic payment (the cost of other payment means is prohibitive)...

Do these companies handle 'bill third party' type payments i.e. the user owns the license rights but I pay on their behalf? If so, who? How do you guys handle these kind of situations?

Obviously I could just buy a new package altogether but I wanna see if there's another way I'm not familiar with