Could someone kindly help me guide in reformatting my HD? I would like a step by step process, as I am a bit scared to try it. I had orderd Dell XPS Desktop, it was supposed to have w98 installed, but my system seems to have bits and pieces of w95 on them, I don't know how it got there I think Dell simply installed W98 over W95 and exported. A friend suggested reformatting. I would greatly appreciate help. Thanks,purush