Me too. I once did not put the hood down properly on my wife's car. We made it about 100 yards before it popped up and destroyed the windshield. It was 100% my fault, but the insurance company still paid minus the deductable. Around here, the glass companies overcharge the insurance company for the windshield, then they refund you part of your deductable. I think we were out under $100 in the end.

Your quote sounds really good if you end up having to pay for it.