Well flame me ferret!!!

All I've read gave no help that you could DOS format in XP.
So simple when you know - Put the floppy in, right click A drive, click format and select "create MS DOS start up disc."

Why will know one tell you the basics?

Anyhow - done, bios flashed SUCCESS!
I've got a modem back.

esupport sucks. Charge you for a bios upgrade and it doesn't work properly.